For freelancers, sole traders and small businesses · NSW · VIC · QLD
They got the work.
You get paid. Here's how.
Most overdue invoices get paid when the follow-up is firm, clear and consistent. OwedRight writes every step: friendly reminder, firm reminder, final notice, letter of demand, payment plan, and if it comes to it, a step-by-step small claims pack for your state.
Debt collectors typically take 5–30% of what they recover. A lawyer's letter of demand costs A$200–500. OwedRight costs from A$29, and you keep 100%.
The escalation ladder
- 1 Friendly reminder (day 1 overdue)
- 2 Firm reminder (day 7)
- 3 Final notice (day 14)
- 4 Letter of demand (day 21)
- 5 Small claims (NSW, VIC or QLD)
Free debt check Free
Chase a debt
Fill this in once and every letter, email and court document is written for you. Saved on this device only.
Unlock your recovery pack
One Debt
A$29
- 3 reminder emails (friendly, firm, final)
- Formal letter of demand
- Payment plan agreement
- Chase timeline with dates
- 60 days of edits
Recovery Pack
A$69
- Everything in One Debt
- Small claims pack for your state: where to file, step by step
- Claim wording, chronology and evidence index
- Settlement offer letter and interest calculation
- What to do after you win (enforcement)
- 120 days of edits
Business Pro
A$149/yr
- Recovery Pack for every unpaid invoice
- Debtor register with ageing (30/60/90+ days) and next actions
- Late-payment terms to add to future invoices
- CSV export for your bookkeeper
- One payment, no auto-renewal
Secure payment by Stripe. Tax invoice emailed with every order.
Debtor register
| Debtor | Invoice | Amount | Days overdue | Next step |
|---|
Pricing
Free
A$0
- Debt check: where to claim, time limits, next step
- A friendly first reminder
Recovery Pack
A$69
- Plus the small claims pack for your state
- Settlement offer, interest, enforcement
FAQ
Will a letter of demand actually work?
Often, yes. Many unpaid invoices are about priority, not inability to pay. A clear, firm letter with a deadline and the next step spelled out moves you up the pile. If it doesn't, you've created the paper trail a tribunal or court expects to see.
Can I charge interest or collection costs?
You can charge interest or fees if your contract or invoice terms allow it. If they don't, keep your demand to the amount owed. Courts and tribunals may award interest separately. Business Pro includes late-payment terms for future invoices.
Is this legal advice?
No. OwedRight is a document and process tool based on court and tribunal guidance as at November 2026. For large, disputed or complex debts, or before a statutory demand, get legal advice.
What if they say the work wasn't up to scratch?
Address it directly in writing: what was agreed, what was delivered, and any fixes you offered. A genuinely disputed debt is still claimable, but it's decided on the evidence, so keep your emails, quotes and delivery records.