Guide · updated November 2026
Payment plan agreements for overdue invoices
A payment plan can get you paid faster than a court case. Get it in writing first.
- The debtor acknowledges the full amount owed
- Instalment amounts and dates
- If any instalment is more than 7 days late, the whole balance becomes due
- Both parties sign and date it
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Free debt check Chase my invoiceMore: Letter of demand for an unpaid invoice: what to include · Unpaid invoice reminder emails that actually get paid · Recovering an unpaid invoice in NSW · Recovering an unpaid invoice in Victoria · QCAT minor debt claims for unpaid invoices · Can you charge interest on late invoices? · Statutory demands: a cautious explainer